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Flex Car Loan. With no advance payment and no prepayment charges…

Flex Car Loan. With no advance payment and no prepayment charges…

With no deposit and no prepayment charges, our Flex car finance was created to help you to get the vehicle you prefer with financing options that really work for you personally.

What’s The Flex Car Finance?

Our Flex car loan is similar to a rent, except which you actually possess the car. By the end of the funding term, you are able to wthhold the vehicle by spending the staying stability or fund the total amount during the current utilized prices. Or perhaps you can simply get back the automobile. 1

How can the Flex Loan Program work?

The Flex Loan Program is present for used and new cars (up to five model yrs old). Funding options can be obtained from 24 to 72 months, offering re payments as much as 40per cent less than old-fashioned funding. Listed here is a good example:

Mainstream Loan Flex Loan
Loan Amount $30,000 $30,000
Loan Term 3 years three years
guaranteed in full Future Value (GFV) n/a $16,500
Monthly Payments $869.00 $464.80*

*Payments 1-35 are $464.80 by having a 36th repayment of $16,500 (GFV). 45 times to payment that is first. According to a 3.99% apr. Disclaimer: (1) Rates shown are for illustrative purposes just that will differ because of specific credit history and/or loan term. (2) re re Payments shown can vary greatly through the payment that is final by credit union loan representative.

At any time throughout your loan term you are able to:

  • Offer the automobile, spend the loan stability (including recurring value) and keep any huge difference.
  • Utilize the car as being a trade-in, together with loan stability (including recurring value) is compensated within the transaction.
  • Keep consitently the automobile and refinance the loan stability (including recurring value) being a utilized automobile loan.

At loan readiness, you’ve got the choice to get back the automobile and walk far from the recurring value.

Why should a Flex is got by me Loan?

Because of the Flex car finance, you like:

  • No advance payment with no prepayment charges
  • Reduced monthly obligations than old-fashioned loans
  • Ownership advantages and funding options due to the fact car is en titled in your title

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1 automobiles should be gone back to a merchant chosen by Cinfed. Disclaimer: (1) Rates shown are for illustrative purposes just and may also differ because of specific credit history and/or loan term. (2) re Payments shown can vary greatly through the payment that is final by credit union loan agent.

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